WELCOME TO:
NAME, Location Herbalife ID # 00000000 /Health-Career-Description
http://www.thehealthsuccesssite.com/NAME.html (To BOOKMARK me for future reference just "Ctrl + D" to save this page to your Favourites file)
How to build retirement security to cover all your dreams for the future!
Retirement contributes almost 1/3 of a person's life. It is for this reason that retirement should be given preparation and planning. Many people forget to save or just ignore their retirement.
It’s very easy when you are young to think you have time to consider retirement later. However, the years roll by quickly and you can find yourself approaching middle age with no plan in place.
You need to start now and think of better ways to prepare for that time. It doesn’t mean that money will also retire once a person has retired.
Or have you already reached retirement age and are contemplating whether to retire or not? Are you torn between retiring to your golden years or continuing to work for a few more? Here are a few tips to make your decision a little less painful.
1. Consider Your Age
If you are in the 55 to 65 age range, retirement will already seem attractive to you. First of all consider your age. Realistically speaking, we only have limited number of years on this earth. Look at what you would still like to accomplish with those remaining years. Would you like to spend time going around the world? Or do you have any goals you wish to fulfill if it weren’t for the daily grind of work? If that is so then you can factor in these goals and lay out a time table for your retirement and activities afterwards.
Another age-related issue to consider is your ‘actual age’. Your actual age is a measurement to verify how old your body really is. Have ever wondered why some people look about 5 years younger than they really are? This could be because their bodies really are of that age. The factors that determine this aging are genetics, health habits, diet and others. If you feel that your physical age is way beyond working, you may choose to retire.
2. Health
Is your health preventing you from being productive in the workforce? Or is your health making work more uncomfortable for you as time passes by? You may want to check with a doctor for a total health evaluation before considering continuing with work
3. Family
Some people will want to spend more time with their families as the twilight years approach. You may want to factor this into your decision to retire.
4. Finances
Will you be financially capable of sustaining your lifestyle well after retirement? If your retirement savings are not up to par with your spending lifestyle after retirement, you may want to stick it out with work for a little while longer. You also have to consider the fact that some retirement plans become more attractive if you retire later. But if you have saved up enough finances to tide you over those needs and enough to cover unexpected expenses such as medical fees, etc. as well as expenses for your planned vacation trips and other goals, you will want to retire early.
5. Boredom
Also consider the fact that many people who retire find out that life without an occupation will turn out to be very boring. You may want to keep in touch with your employer so that he or she may offer jobs that you can do on part-time basis such as consultancy, filling in for those on vacation, etc. Or you need to create a new challenge to keep you vital and enthusiastic… and preferably one that is profitable as well! Maybe you can operate a home based business that only needs your part-time attention, so that you can still spend most of your time on your favourite recreation.
“We act as though comfort and luxury were the chief requirements of life, when all that we need to make us really HAPPY is something to be ENTHUSIASTIC about.” - C. Kingsley
Do you want to start planning your retirement?
Are you unsure on how to proceed? Then these tips will be helpful to you when setting up your retirement plan.
Have the proper mindset
It is crucial that you have set your mind to set aside a part of your salary for your retirement. This can be in the form of a bank savings account, a Superannuation/401k plan, etc. It does not matter how small or how large an amount you will save as long as you set it aside. You can eventually increase the amount that you save whenever you have extra money, you get a salary raise, or you have finished your payments.
Know what you will need
Retirement will be expensive. According to estimates done by experts, you will need 70% of your income before retirement to sustain your standard of living after you have stopped working. You should look into the benefits that you will receive from Social Security. About 40% of your pre-retirement earnings are to be paid back by Social Security.
Knowing if you have saved enough is just part of retirement security. The other part involves creating an investment scheme that will create income without touching your savings.
If you’re past 40 or in your 50s, things are a little more difficult. It’s difficult to predict the amount of income that you’ll need during retirement. The needs and interest rates are bound to vary during that period.
In an investment plan, the traditional advice of putting your savings in dividend-paying stocks and corporate bonds can’t be relied on anymore. A portfolio like that tends to hurt over time and risk using your savings too soon.
Have enough savings.
To determine if you have saved enough, there are web tools available. Make sure that you understand the assumptions in the tool. You may also hire financial planners to do the numbers for you instead. Look for one that uses the latest income-planning tools. Do not make unrealistic assumptions on the returns of the savings and the investment incomes. Worst, do not make bad assumptions on your spending.
Be prepared for deep and long recessions. Assume that you’ll spend at least as much as you do now.
Create a portfolio for both growth and income.
As soon as you have enough saved, you need to set up a system that allows you to put your money into stocks for the long-term, while putting away enough for fixed income.
Many financial planners advise you to place your retirement money into three portfolios.
1. The first portfolio is for expected expenses next year.
2. The second portfolio is for fixed income investment whose income goes to the first one
3. The third portfolio is for stocks that will grow and go into the first two
A constant flow of income can be generated when the fixed-income portfolio is diversified into investments with varying maturity. If you’re thinking of how much money to put in, carefully evaluate your risk tolerance and needs.
This helps you determine how much to save and how much cash should be available.
This is a critical decision, because it can make or break your retirement.
Are you now absolutely CERTAIN that you will NOT have enough saving and ongoing income to live on when you do retire?
If you now realize you will have to create a way for a sound and generous cash-flow still coming in to secure your future… Don’t Worry - This opportunity can work for you!
We are part of a group of Nutritional Consultants, and we welcome new partners in the team, so there is also some information available here for people wanting a career in health and nutrition.
It may be for just some extra cash-flow each month, or it may be for creating serious wealth. We offer both.
If you are looking for an additional cash stream into your lifestyle then check us out and let’s chat. We are looking for people who are just like us, so we can duplicate in other markets what we have done here.
We built a direct sales distribution business that allowed us to take back control of our life and our lifestyle – we can now live our Dream.
I'll tell you a little about us before we do anything else.
We are a direct sale nutritional company with products for:
• improved energy,
• weight control,
• general wellness and
• sport performance
• as well a high quality range of skin care products.
Income
People working with us receive income from:
• their own sales and marketing (this can be up to 50% of the value of products sold and so produces good cashflow quickly).
• Wholesale profits for training others to work with us.
• Royalty income if they chose to build a team and to teach them the skills of our business, and
• Production bonuses for achieving leadership levels.
Who are we looking for?
The main thing we are looking for are people who are self starters and who are prepared to work.
I’m now looking to build a new team of people who I can personally work with to duplicate our success here in my local market.
You will initially work with us in your local area but there is potential for you to build business, earning you income, in any of the more than 60 countries were we trade around the word.
It this strikes a cord of interest with you then we should talk more.
I'll give you a link to our website that walks quietly through what we do and how we work.
If we are working together you can have a web site just like this for yourself with full access to the support site at no cost to you. Check out the business link below to get more information about our company and our products.
You can also contact me directly and I will be glad to have direct contact by email or phone and we can discuss what you are looking for and how that may fit in with our company.
If you would like me to call you first, please add a note about what time would be best to speak, your morning or afternoon would be best. And remember to include your Country and Area/State codes with your phone number.
If you have checked out the business development section, and you would like to talk to me further about starting your own Health & Wellness business, then get back to me at mailto:emailaddress or call me at TELEPHONE NUMBER to arrange a personal consultation with me. We would love to have you working with us!
Your details will not be sold and will never be made available to any third party.
Work from home Herbalife opportunity
There are several meanings that people might put to the term "retiring comfortably". You might plan on hopping around the globe, or obtaining a dream 'castle' in a faraway land, or lazing around in a tropical destination.
Despite these romantic scenarios, you still have to listen to your practical side. See if you can afford the standard of living that you want in your leisure years.
Whether you want to live abroad or stay in the country during retirement, you would not want to worry about finances, so it is better to plan ahead and build your secure extra income right now!!!!
With the great health results I have enjoyed on these products, I became convinced it was important to share my health success experiences with other people like you, so now you can learn about the products too, right here online!
I look forward to sharing my experiences with these wonderful nutrition products and helping others to improve their health and wellbeing, through the information and self care strategies for your health online here
More pages are being added here every week covering the various aspects of Senior Health Issues, so be sure to Bookmark this page to visit again.
Further reading through our articles on health issues will give you all the information that will help you decide what options you have to deal with the underlying causes of your problem through giving your body the nutrition products that will assist you body to heal from the inside out.
Feel free to explore the valuable online health information on the site (pages open in new window so you don’t lose this page - just “Ctrl+click” on the links below to learn more) and then get back to me at mailto:emailaddress or call me at TELEPHONE NUMBER to take the next step or to answer any more questions you may have
More Updates and Health articles are being added below here every week, so be sure to add this page to your ‘Favourites’ to visit again.
Diabeties & weight loss mature couple - Herbalife Testimonial
Our free Health Success Reports are each available for you to download when you subscribe to receive them and their 7 part eCourse. You can unsubscribe at any time, but we are sure you will want to receive all the email lessons of these informative email courses.
Free Report Reveals “Why you need Nutrition Supplementation with your food for your Health Success!”
*** GENERAL RELEASE AND ASSIGNMENT
For good and valuable consideration, the receipt and legal sufficiency of which is hereby acknowledged, I ("I", "me", "my") hereby agree as follows:
1) I hereby grant to Warren Tattersall, his successors, assignees and licensees the unlimited right, but not the
obligation, to use any statements made by or attributed to me (my "Statements") as well as my name, voice, and likeness, performance, personal characteristics and other identifying information (jointly and severally with the Statements and the photographs referenced in Paragraph 2 below, my "Personal Characteristics") in and in connection with the advertising, promotion, marketing and other exploitation of Herbalife products or Warren Tattersall’s services in any and all languages and media, now known or hereafter devised, throughout the universe in perpetuity.
2) If I supply Warren Tattersall with photographs of myself on this date or any date subsequent, I agree that Warren Tattersall may use such photographs to the full extent provided above, I warrant and represent that I am the person depicted in the photograph, I am the owner of the photograph, I have the authority to grant the permission and rights granted herein, and no one else’s permission is required to grant such rights, and I understand that the copy of the photograph(s) I supply to Warren Tattersall will not be returned.
3) I understand that Warren Tattersall is not obligated to use my Personal Characteristics as permitted herein or, if commenced, to continue with such use in any territory. I acknowledge and agree that Warren Tattersall may make my Personal Characteristics available to Warren Tattersall’s independent distributors to use as permitted above.
4) In undertaking the act of submitting my words and images through www.TheHealthSuccessSite.com I understand that I am agreeing the terms and conditions of this agreement
I have read this entire General Release and Assignment and fully understand his contents. I likewise understand that this document shall remain in full force and effect unless/until I request that it be terminated, and that any such request must be made in a signed writing. By signing below, I hereby acknowledge and agree to the foregoing.
I understand that in submitting my material for publication I am granting the rights to reproduce this material on the internet or in other form and I have read the conditions above
========================================================================== SITE DISCLAIMER: Do these products “cure” anything? Of course not… but it stands to reason that if you cleanse your body and feed it the finest nutrition available, giving it everything it needs in balance, on a daily basis, that your body will do what nature intended, and give you the best possible chance to fend off sickness and disease. This Health and Nutrition Resources Index information is not presented by a medical practitioner and is for educational and informational purposes only. The Health and Nutrition Resources Index content is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or other qualified health provider with any questions you may have regarding your health online or a medical condition. Never disregard professional medical advice or delay in seeking it because of something you have read.
The Health and Nutrition Resources Index resources on this site are not intended to be a substitute for professional advice. While all attempts have been made to verify information provided in this publication, neither the author nor the publisher assumes any responsibility for errors, omissions or contrary interpretation of the web site Health and Nutrition Resources Index subject matter herein. The site contents are solely the opinion of the authors and should not be considered as a form of advice, direction and/or recommendation of any kind. If expert advice or counseling is needed, services of a competent professional should be sought. The Health and Nutrition Resources Index author and the Publisher assume no responsibility or liability and specifically disclaim any warranty, express or implied for any products or services mentioned, or any techniques or your health online practices described.
The purchaser or reader of this Health and Nutrition Resources Index publication assumes responsibility for the use of these materials and your health online information. Neither the author nor the Publisher assumes any responsibility or liability whatsoever on the behalf of any purchaser or reader of these Health and Nutrition Resources Index materials. There is no guarantee of validity of accuracy. Any perceived slight of specific people or organizations is unintentional. This website and its creators are not responsible for the content of any sites linked to. Since natural and/or dietary supplements are not FDA approved they must be accompanied by a two-part disclaimer on the product label: that the statement has not been evaluated by FDA and that the product is not intended to "diagnose, treat, cure or prevent any disease." =========================================================================
I’m now looking to build a new team of people who I can personally work with to duplicate our success here in my local market. 
